Californians love their cars. Driving is essential in Upland, Ontario, La Verne, Montclair, Pomona, Rancho Cucamonga, Fontana, Bloomington and the surrounding areas of Southern California. In this area, we lack the kinds of public transportation that enables people living in large cities to get by without a car. Many people, probably even you, need a car to commute to work, pick up your kids from school or go to the grocery store.
Chances are, if you have been in car accident or motorcycle accident, your precious mode of transportation is either in a repair shop or on its way to the junkyard. If your vehicle was damaged in an accident, your are entitled to compensation not just for the vehicle property damage but also for the damage to your personal property within the vehicle. Of course your ability to receive compensation for property damage is not limited to motor vehicle accidents. In all but a few circumstances, if your personal property has been damaged in an accident caused by the negligence of an individual, corporation or governmental agency, you have the right to seek compensation from the responsible party. Typically, you will file a claim for property damage along with your personal injury claim but, a property damage claim may be made even if you have not suffered any personal injury.
When your vehicle or other personal property is damaged in an accident due to the negligence of another, the insurance company for the responsible party will send a highly trained insurance adjuster to inspect your vehicle or other property. The insurance company adjuster will attempt to justify reducing or denying your claim. They often come with prepared form agreements where they will simply fill in the amount that they believe you are entitled to receive. They have a slick way of explaining that your car isn’t really worth much and so the best deal that they can give you is the arbitrary number that they came up with during the 15 minute inspection of your car. They then will present you with an agreement and tell you to sign it so that the insurance company can send you check. However, you should treat any agreement from the insurance company with a great deal of skepticism.